Pet Owner Victory

A New York apartment dweller facing eviction found a novel way to avoid an eviction. Gertrude Davis and her beloved Yorkshire Terrier Duchess faced eviction on charges that the dog had been snuck into her apartment, and kept secretly. Gertrude successfully countered those claims with pictures of her pampered pooch in various public areas of her apartment building. The icing on the cake was Duchess’ birthday party pictures. For her one year birthday Gertrude, Duchess, and several neighbors and their dogs celebrated in style. The party was documented for posterity by photograph.

 

How did Gertrude pull off this eviction avoidance?

1.      She did not hide her dog.

2.      She documented her dog with pictures that were able to be used as evidence in court.

 

These both helped her prove that her landlord had been aware of her pet for several months and had done nothing.

Avoiding Eviction for a Pet

Pet owners may be able to avoid eviction from a no-pet premises for the following reasons:

·         The landlord is aware of the pet for a significant amount of time and does not immediately enforce the no-pet policy

·         The landlord tries to change the lease agreement to include a no-pet clause

·         The landlord tells the tenant that their pet is allowed despite the lease

·         The pet is needed by the tenant for security or health reasons

 

Interested in more information about avoiding evictions? Renee Patterson’s book How to Stop Foreclosure Evictions may have just the information you need!

How to Remove Eviction from Your Credit Report

When a person does not pay their rent, that person can be evicted by the landlord from their rental unit. If this happens to you an eviction notice will stay on your credit record for seven years. Even if, the eviction is legally done, evictions cannot be removed from your credit report before the designated seven years, you can dispute to remove any errors but not the eviction. Let’s take a look at some of the tips and things you should do if you have ever been evicted and do not want this to happen to you.

Tips to Removing Eviction from Your Credit Report

v  Argue an eviction fast, if you know that you have not been fairly treated. Gather together all and any documentation and evidence to the reasons for not paying the rent, such as substandard living area, or other reasons as to it being wrongfully done.

v  Seek legal advice, of an attorney or other local legal service organization.

v  Go negotiate and talk with the landlord or abide by the 3-day eviction notice time frame to reframe from any other problems and to avoid problems on your credit-rental report.

v  Try your best to get all rental court cases dismissed, and if you win your case, make sure there will be nothing added or shown on your credit report.

v  Get a copy of your credit report, review it carefully. Usually at even at the start of an eviction there could be an entry placed on your credit report. Check your credit report thoroughly to make sure that this does or has not happened.

v  Ask for assistance from a credit repair company, just to make sure that it will not appear on your credit report or have future problems renting. Credit restoration service will be able to make a more in-depth check to finding any problem entries that could hurt you applying elsewhere as a tenant.

v  If you do find that you have an eviction on your credit report they will remain for a period of 7 years, there is no way to remove them during this time frame, you can only try to dispute them if you have enough proof and know that the eviction was improper.

v  Dispute any and all errors so that they get removed. If there are any listings that show an eviction proceeding that was never taken forward or ones you won, you have to dispute them. Send in to credit bureau reporting any error and all copies of documentation to support your proof for the error, and make sure to send by certified mail. Also included a cover letter describing the error and asking for removal. The Credit Bureau must investigate the dispute and send a copy to the party that provided the information. If no proof of accuracy to the entry can be obtained it will be sent to other credit bureau agencies to also remove the error, so that it is corrected on your credit report. They will send you a copy of the correction, and an updated copy of your credit report showing any errors that have been removed.

Investigate your credit report not only for eviction entries but for all items that are incorrect, and correct them as necessary. Just remember, your credit report is what is able to get you that new house or new car or that new credit card that you have been waiting. Keep it safe and take care of it.

If you're in trouble and facing eviction, you can prolong your eviction or stop your eviction fast. Download “How to Stop an Eviction” today to stop your eviction now.

10 Ways To Protect Yourself From Eviction

Are you looking to make sure that you, as a tenant, are protected? Are you being harassed by your landlord? Here are ten ways you can protect yourself from landlord issues and tenant evictions.

1.     Never pay your landlord for rent or anything else using cash! Always make your rent payments using a cashier’s check or money order, and always make sure to get your receipt. If you pay with a personal check, always keep copies of your canceled checks and bank statements that show that the checks cleared. If you send in your payment by mail, make sure to mail your payment from the US post office, using Delivery Confirmation. If for any reason your landlord decides to return your rental payment to you, don't cash it. This will act as your proof that you did attempt to pay your rent.

2.     Check to see if your home is protected by rent control laws. Contact your county housing department to find out for sure.  For Los Angeles County, you can obtain a free copy of the official Landlord Tenant Handbook online or at the Los Angeles Housing Department office. West Hollywood, Santa Monica, and Beverly Hills all have their own rules and regulations for rent stabilization.

3.     Always make a notation on your money order, cashier's check or personal check stating exactly what it is for, specifically the month the payment includes. Example, if paying for “Rent for October, 2012”, “Rent for 818 Wilshire for September 2012”, etc... Be sure to keep the attached receipt from the money order or cashier's check for your records. This proof will help you later, if for any reason, your landlord attempts to evict you claiming that you have unpaid rent. You will have proof of all payments that you have made and when you made them.

4.     Do not stop paying your rent. Make sure that the conditions in your apartment are up to standards. You can contact the Housing Department at www.lacity.org/lahd/ or through the agency in your area. You can also check out the links to other cities here under “government.”

5.     Be sure to comply with any and all notices that your landlord gives you, and within the allowed time frame. Even if you end up having to pay something that you don't agree with, just go ahead and pay it anyway. Then, seek advice to file a small claims suit against your landlord to get any money owed refunded.

6.     Document and record any and all events related to your rental home on your calendar. On each date use small phrases like, “paid rent”, “requested that landlord make repairs”, etc...

7.     Make sure all agreements you make with your landlord are put in writing. A verbal agreement has no worth whatsoever in court. Putting things in writing is proof of any agreement that you may have between you and your landlord.

8.     Don't sign anything that you are asked to sign by your landlord unless a) you have a clear understanding of what it means, b) are given your own copy to read over and give to your lawyer to read later, and c) are given your own copy for your personal records before you have to sign it.

9.     Organize a tenants group! If you know that other tenants in your complex are experiencing the same issues with your property or the landlord, work together to help each other get results.

10.  Remember that the property management company or your building manager works directly for your landlord, not you. He/she is paid by the landlord. The property manager won't be of any help when it comes to protecting you from any proceedings related to an eviction.

US mortgage crisis threatens tenants - 6 Dec 08

www.tenantevictionhelp.com

www.tenantevictionhelp.com

Fannie Mae to End Tenant Evictions in Foreclosures

The following is an excerpt from an article written by Kelly Evans on the Wall Street Journal Website. The entire article can be found at: http://online.wsj.com/article/SB122929716434005201.html.

"Fannie Mae is finalizing a national policy that will allow tenants to remain in their homes even if their landlord goes into foreclosure -- a landmark decision for tenants.

The policy will be in effect Jan. 9, Fannie Mae said Sunday, and reflects growing pressure on the mortgage company from a legal-aid group that threatened to sue over recent evictions. The company said it will also ensure its current holiday moratorium on new evictions is being followed until the new policy takes effect...

Freddie Mac hasn't announced a similar policy reversal, though a spokesperson said they are "currently evaluating additional actions."

The decision by the government-backed mortgage giants represents just a slice of the market and excludes many properties purchased with riskier loans that are now falling into foreclosure. Fannie Mae and Freddie Mac, however, are uniquely structured to be able to address the issue, which effectively now has them acting as a type of landlord or property-management company to administer month-to-month leases to renters of their foreclosed properties."

To read this entire article, go to: http://online.wsj.com/article/SB122929716434005201.html.

Join the Eviction Help Network for FREE

Join the social network for tenants in crisis due to landlord foreclosure. Participate in blogs, forums and discussions for people in the same position you are in. Find links to informative articles that provide resources for foreclosure tenants and their needs. This network is 100% FREE... and there is NO spamming involved, ever!

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Tenant Rights Regarding Utilities

Over 85,000 homes were foreclosed on in 2007. Many of those homes were rental properties. A new bill, "AB2586," requires the banks to notify tenants of foreclosure proceedings. It will also require utility companies to notify of pending disconnections. View this video for more details.




Want access to more information like this?

Join the informative network for tenants whose landlords are in foreclosure. Get access to blogs, forums, FAQ's and other resources at www.stopit.ning.com.

Tenants evicted, homeowner did not pay up!!!

Three families are evicted after the homeowner has not paid the mortgage.

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Get Help with Your Eviction - Stop Your Eviction Now

Need Eviction Help? Stop Your Eviction Fast!

Need eviction help and assistance? Are you about to be evicted?
Have you been served an eviction notice? Do you need low cost assistance?

If you answered yes, you need this manual.

How to Stop Foreclosure Related Tenant Evictions is an affordable, easy to understand guide that will walk you through the entire process of how to prolong or stop your eviction for good.”

Find court forms, directions on completing them, filing instructions and fee waiver information for the state of California? Get direct links to forms for the Los Angeles County courts.

Don't waste a lot of precious time searching through phone books, surfing the Internet, watching news reports and paying attorneys trying to obtain the information I have already gathered, doing the same, and placed in this comprehensive guide, for your convenience.

You can get all of this information yourself, just as I did, but you’d be wasting:

* YOUR PRECIOUS TIME: Something you really don’t have much of to save your home.

* YOUR HARD-EARNED MONEY: Something you’ll need to pay your rent or move eventually.

* YOUR ENERGY: Let’s face it. You just don’t have this to waste.

How to Stop Foreclosure-Related Tenant Evictions is a must read for anyone whose landlord is in foreclosure or has been foreclosed on, whose home is now owned by the foreclosing bank or someone who purchased the property from the bank after the foreclosure.

WHAT YOU’LL LEARN FOR ONLY $12.95

• How to Know Your Landlord’s in Trouble


• How to Know Your Landlord’s in Foreclosure


• How to Know When the Foreclosure is Complete


• What Not to Do after the Foreclosure is Complete


• What Documents to Watch Out for After the Foreclosure


• What Documents to Act on After the Foreclosure


• The Documents You Need to Stop or Prolong the Eviction


• How to Get the You Need


• How to Complete the Documents


• How to File the Documents


• How to Get a Fee Waiver for Filing the Documents


• How to Get a Court Date


• What to Bring and Say to the Judge on Your Court Date


• What to Do after Your Court Date

There are legal ways to prolong your eviction process. You may even be able to stop it completely. But, hiring an attorney can be very expensive. Most people in your situation just cannot afford.


IS THIS YOU?

That was my problem when I was in your situation. That’s why I made this guide so affordable for you.

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WHAT’S THE SOLUTION?

File the proper forms with the proper entities at the correct times.

How to Stop Foreclosure Related Tenant Evictions will walk you through the entire process of stopping the eviction from the time you think your landlord may be in foreclosure.

Here Are a Few of the Questions You May Have that I Address:

• Why is your landlord getting so much mail from real estate agents and real estate attorneys?


• Why are strangers knocking on your door and taking pictures of your home?


• Why is your home being auctioned and what can you do?


• What is a Notice of Foreclosure?


• What to do about a Notice to Pay Rent.


• What to do about a Notice to Quit.


• What is a Summons: Unlawful Detainer – Eviction notice?


• How to handle a Notice to Vacate.

If you need answers to any of the questions above, the How to Stop Foreclosure Related Tenant Evictions eBook can answer them for you, easily and quickly. I’ll even offer you my personal assistance to guide you through the process.


Anyone can locate this information on their own. But, if you’re one of the thousands of tenants whose landlord is going through foreclosure, you may not have the time to waste. If you leave out just one form, or miss a deadline by just one minute, you could be evicted at any moment without further notice from anyone. Why take that chance with you and your family’s home?


* Do you want to stay in your home?
* Do you want to move, but just need a little more time?
* Do you want to possibly purchase your home?


The How to Stop Foreclosure Related Tenant Evictions book quickly gives you the forms and directions you need to get these things done. Below is a small list of people who have already benefited from the information contained in How to Stop Foreclosure Related Tenant Evictions. Some were benefited directly, as tenants in your situation. In some cases, the information was used to assist their loved ones, people they were living with and/or their clients.

There are legal ways to prolong your eviction process. You may even be able to stop it completely. But, hiring an attorney can be very expensive. Some people in your situation just cannot afford.

IS THIS YOU?

That was my problem when I was in your situation. That’s why I made this guide so affordable.

WHAT’S THE SOLUTION?

File the right forms with the proper entities at the correct times.

How to Stop Foreclosure-Related Tenant Evictions will walk you through the entire process of stopping the eviction from the time you think your landlord may be in foreclosure.

Here Are a Few of the Questions You May Have that I Address:

* Why is my landlord getting so much mail from real estate agents and real estate attorneys?

* Why are strangers knocking on my door and taking pictures of my home?

* Why is my home being auctioned and what can I do?

* What is a Notice of Foreclosure?

* What do I do about a Notice to Pay Rent?

* What do I do about a Notice to Quit?

* What is a Summons: Unlawful Detainer – Eviction notice?

* How do I handle a Notice to Vacate?

If you need answers to any of the questions above, the How to Stop Foreclosure-Related Tenant Evictions eBook can answer them for you, easily and quickly. I’ll even offer you my personal assistance to guide you through the process.

Anyone can locate this information on their own. But, if you’re one of the thousands of tenants whose landlord is going through foreclosure, you may not have the time to waste. If you leave out just one form, or miss a deadline by just one minute, you could be evicted at any moment without further notice from anyone. Why take that chance with you and your family’s home?

* Do you want to stay in your home?

* Do you want to move, but just need a little more time?

* Do you want to possibly purchase your home?

The How to Stop Foreclosure-Related Tenant Evictions book quickly gives you the forms and directions you need to get these things done. Below is a small list of people who have already benefited from the information contained in How to Stop Foreclosure-Related Tenant Evictions. Some were benefited directly, as tenants in your situation. In some cases, the information was used to assist their loved ones, people they were living with and/or their clients.

Here are some of the tenants I've been able to help:

^ Kiesha Joseph (myself) – Los Angeles, CA

^ Eric Glover – Gardena, CA

^ Marcedes Joseph – Compton, CA

^ Danielle Thomas – Lakewood, CA

^ Mona Fenderson – Bellflower, CA

^ Marion Chatmon – Lakewood, CA

^ Tienika Manning – Paramount, CA

^ Stephan Maxwell – Pomona, CA

^ Demarcus Dumas – Corona, CA

"Thank you very much for making this process so simple to understand and follow. I had no idea that I, too, had rights as just a border. I wasn't even on the lease, but was able to get our eviction stopped, thanks to this guide." Danielle Thomas, Border of Tenant Being Evicted

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Do you know who has rights in this situation?

• Tenants of Foreclosed Landlords


• Borders of Tenants of Foreclosed Landlords


• Borders of Foreclosed Owners


• Anyone over the Age of 18 Living in a Foreclosed Home


• Anyone over the Age of 18 Living with Someone in Foreclosure

Who Will Benefit From This eBook?

This eBook is specifically designed to help tenants and/or borders of landlords (or whomever you’re staying with) who have completed the foreclosure process to stop or prolong an eviction. Whether the property was taken back by the bank, sold at a foreclosure auction or purchased by a new owner directly from the foreclosing bank, the processes included in this eBook will be of assistance to you if you follow the instructions I have outlined to the letter.

Be prepared before going to court.

- What to Take with You to Court

- How to Plead You Case

- What Your Rights Are

- How to Get the Judge to Work with You

- How to Get the Bank to Work with You

Learn about threatening notices you’re received.

- Which Notices are Valid

- Which Notices to Ignore

- Which Notices to Act On

- How to Act on the Valid Notices

What Will You Get from This eBook?

This eBook will show you very simple, legal steps to take to prolong your eviction. Because the banks want their properties vacant before the list them, you will eventually be evicted. However, because you are not the person(s) whom defaulted on the loan, as a tenant, you have rights that will allow you to occupy the property a little longer, giving you more time to figure out your next move. This eBook will walk you through the processes, step-by-step.

You will learn tips that can make the entire eviction process less stressful on you. Get referrals to companies who can help make the moving process easier on you when the time comes.

* Moving Companies

* Moving Truck Rentals

* Storage Facilities

* Driving Directions

* Current Moving Specials and Discounts

"I was destined to be evicted when my landlord lost the property. I had spoken with the bank numerous times. So, they knew who I was and had me named in the eviction notice. Thanks to the information I got from this book, I am now in the process of purchasing the house myself. I have a "Lease with Option to Purchase" contract with the bank. Thank you so much." Marcedes Joseph, Soon-to-Be Homeowner.

Questions to Ask Yourself

^ Would you like to purchase your home, but need a little more time?

^ Do you need down payment assistance?

^ Do you need time to save up for closing costs?

^ Do you need time to raise your FICO score?

^ Do you need help finding down payment assistance?

^ Do you need help raising your FICO score?

What You'll Get

• You will read a step-by-step process on how to stop or prolong the eviction process.


• You will get referrals to valid resources to help you purchase your home.


• You can get the assistance you need to help you raise your FICO score for the purpose of purchasing your home.


• Timing could be the difference between WINNING AND LOSING.

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WHAT EVERY TENANT SHOULD KNOW

* You have rights, even as a tenant’s border.

* There are legal ways to stop the eviction.

* The judge cares what you’re going through.

* You are not alone.

* You can do-it-yourself at an affordable cost.

* It’s not hard to do without legal representation.

How Can I Help You?

I’ve already done the hard part. I’ve taken hours upon hours, days upon days, months upon months, seeking and compiling this information. I’ve done the research for you through my own personal trial and error. I’ve put it all together in a very simple format, so that it serves as a quick reference guide, just for you.

Still want to consult with a real estate attorney?

I will refer you to a very reliable attorney that will be happy to answer any of your questions. This attorney is licensed to practice in the state of California and specializes in the field of real estate.

• Reduce the time.


• Reduce stress.


• Save money.


• Gain an unfair advantage over the foreclosing banks.


• Connect to reliable attorneys in you community.


• Find moving resources in your area.

I wrote How to Stop Foreclosure-Related Tenant Evictions for homeowners, tenants, borders, real estate agents, real estate brokers, potential homebuyers, real estate students, property managers, etc… This book was written for anyone affected by the current country-wide foreclosure crisis.

Thousands and thousands of people across our country were tricked into financing and/or refinancing their property through the ARM (Adjustable Rate Mortgage) program. Most of these property owners have found that, once their notes doubled or tripled, they cannot afford the new monthly payments. Because of this, they are in foreclosure or have completed the foreclosure process. Now, their tenants and loved ones who were living in the home with them are facing the possibility of being homeless, at no fault of their own. I am here to help.

I made this guide as simple as possible. It allows readers to get the information needed quickly and easily. It’s a very useful tool that you can refer to again and again.

I offer a 30-DAY MONEY BACK GUARANTEE. So, you cannot loose. I know that this information will be useful in your fight to extend your time in your home. Download it instantly, and read it immediately. You don’t have time to waste.

The How to Stop Foreclosure Related Tenant Evictions EBOOK is authored by Kiesha Joseph.

Price: $12.95 USD

A link to your download will be sent to your email address. It will be available for immediate download for 48 hours.

Please contact me at kieshajoseph@gmail.com with ANY questions related to this product or purchase.

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