How to Remove Eviction from Your Credit Report

When a person does not pay their rent, that person can be evicted by the landlord from their rental unit. If this happens to you an eviction notice will stay on your credit record for seven years. Even if, the eviction is legally done, evictions cannot be removed from your credit report before the designated seven years, you can dispute to remove any errors but not the eviction. Let’s take a look at some of the tips and things you should do if you have ever been evicted and do not want this to happen to you.

Tips to Removing Eviction from Your Credit Report

v  Argue an eviction fast, if you know that you have not been fairly treated. Gather together all and any documentation and evidence to the reasons for not paying the rent, such as substandard living area, or other reasons as to it being wrongfully done.

v  Seek legal advice, of an attorney or other local legal service organization.

v  Go negotiate and talk with the landlord or abide by the 3-day eviction notice time frame to reframe from any other problems and to avoid problems on your credit-rental report.

v  Try your best to get all rental court cases dismissed, and if you win your case, make sure there will be nothing added or shown on your credit report.

v  Get a copy of your credit report, review it carefully. Usually at even at the start of an eviction there could be an entry placed on your credit report. Check your credit report thoroughly to make sure that this does or has not happened.

v  Ask for assistance from a credit repair company, just to make sure that it will not appear on your credit report or have future problems renting. Credit restoration service will be able to make a more in-depth check to finding any problem entries that could hurt you applying elsewhere as a tenant.

v  If you do find that you have an eviction on your credit report they will remain for a period of 7 years, there is no way to remove them during this time frame, you can only try to dispute them if you have enough proof and know that the eviction was improper.

v  Dispute any and all errors so that they get removed. If there are any listings that show an eviction proceeding that was never taken forward or ones you won, you have to dispute them. Send in to credit bureau reporting any error and all copies of documentation to support your proof for the error, and make sure to send by certified mail. Also included a cover letter describing the error and asking for removal. The Credit Bureau must investigate the dispute and send a copy to the party that provided the information. If no proof of accuracy to the entry can be obtained it will be sent to other credit bureau agencies to also remove the error, so that it is corrected on your credit report. They will send you a copy of the correction, and an updated copy of your credit report showing any errors that have been removed.

Investigate your credit report not only for eviction entries but for all items that are incorrect, and correct them as necessary. Just remember, your credit report is what is able to get you that new house or new car or that new credit card that you have been waiting. Keep it safe and take care of it.

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